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By using the website (the “Site”), you agree to these Terms of Use. References to “us,” “we,” or “our” mean Poulton Associates, LLC.

You are prohibited from modifying, copying, selling, distributing, disassembling, creating derivative works from, or otherwise misappropriating, any element of the Site, its contents, or any material or product made available to you through the Site.

We reserve all rights and ownership of the Site and its content, including all copyrights, trademarks, service marks and logos. Unauthorized use of such materials is prohibited.

By inputting information on the Site, you agree that we may share the information with other websites, providers, and business partners in order to perform our services for you. Please refer to our Privacy Policy for more details about how we use your information. In addition, the Site may contain links to third party websites, which have their own terms of use. We are not responsible for such websites and the links are only a convenience. We use Google Maps API(s) and you are bound by Google's Terms of Service.

The Site, its contents, and any material or product made available to you through the Site is provided “as is.” We do not make any representations or warranties of any kind, either express or implied, including but not limited to, any warranties of non-infringement, merchantability, or fitness for a particular purpose. We do not represent or warrant that the Site will operate without error or interruption, that the Site is virus-free, that the Site is accurate in real-time, or that you will qualify for or be offered a service or product.

You are responsible for the information you submit on an insurance application. You understand and agree that if you purchase insurance through the Site, it could be underwritten by any insurer and on that insurer’s policy form. You are responsible for reading the insurance policy and understanding its terms and conditions. We do not represent or warrant that insurance you acquire through the Site, if any, is necessary, relevant, or sufficient for any particular purpose. We will not be liable for any loss, cost, claim, injury, or damages, whether of an actual, special, direct, indirect, consequential, or punitive nature, and whether based on contract, tort, negligence, or strict liability, that arises from or relates to the Site, its content, or any material or product made available to you through the Site.

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