Quote Smarter with CATcoverage: API, Manual Tools & Top-Rated Carriers


CATcoverage brings industry-leading expertise in flood and earthquake insurance. Our producers get access to competitive pricing and innovative coverage options.
Craig Poulton, CEO
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THOUGHT LEADER PIECES FEATURING CRAIG POULTON
Owned by Poulton Associates, CATcoverage.com is an online marketplace where insurance agents and brokers can quote and issue flood and earthquake coverage. Our digital platform shops multiple carriers searching for great coverage at a low price.
Only CATcoverage.com offers the Natural Catastrophe Insurance Program (NCIP), a trusted and reliable alternative to the NFIP, with broader coverage options at a competitive price.


A UNIVERSE OF POSSIBILITIES
Seamless Integration Partnerships: Enhance Insurance Operations with Our API
The CATcoverage API can simplify your quoting process and help grow your business. Instantly generate and deliver NCIP flood and earthquake quotes to your clients. No delays, no hassle. With the power of the CATcoverage API, you can easily bundle NCIP coverage with your existing offerings, adding value to every transaction.
The CATcoverage API isn’t just for insurance professionals—mortgage and real estate experts can use it too. By adding flood insurance quotes into home payment estimates, clients get a clear picture of their total costs. It’s a faster, smarter way to work that saves time, helps close more deals, and keeps clients happy.
your Competitive Advantage

FINANCIAL STRENGTH you can trust
Insurance agents need confidence in the carriers they recommend. CATcoverage only partners with insurers that hold an AM Best rating of “Excellent” (A or A-) or better, ensuring financial stability and claims reliability. Whether quoting NCIP Private Flood or Earthquake coverage, agents can trust that every policy is backed by a carrier with a proven track record.
Agent-first benefits that drive revenue
CATcoverage helps agents grow their book with broader coverage options, flexible quoting tools, and commissions up to 15% on new flood policies. Our platform compares multiple carriers instantly, helping your clients find coverage that fits their risk profile—often with lower premiums than the NFIP.
technology that speeds up quoting
Agents need speed, and CATcoverage delivers. Our quoting engine uses advanced risk modeling, elevation data, and virtual inspection tools to generate accurate quotes in seconds. 95% of quotes receive an auto-decision. Whether you're manually quoting or using CATcoverage’s API, our platform is built for speed and precision.











